Home Finance

Home Finance Department

Your source for home loan solutions. Click here to learn more. 

Apply Online Today  Our Home Finance web site also provides additional resources to help with your home finance needs.

Choctaw Homebuyers Advantage Program

  • Available to Choctaw Tribal Members Nationwide. Not all loan products are available in all states. Please give us a  call for your individual state requirements
  • No set income guidelines
  • Applicant must meet credit approval guidelines
  • Applicant receives loan approval from participating mortgage lenders
  • Applicant can receive down payment and closing cost assistance through the Choctaw Home Finance Department with approval from Mortgage lender.
  • Mortgage interest rate is set by the mortgage lender and is comparable to market rates.

Revolving Loan Fund

  • Available to households with a CDIB
  • Home site located within the Choctaw Nation 10 1/2 county servicing area
  • Income limits of 80% of the National Median Income level, can loan up to 100% of the National Median Income with approval from the Home Loan Committee
  • Purchase, Refinance, Rehabilitation, Construction
  • Fixed Interest Rate
  • Maximum 30 Year term
  • 1% - 3% down Payment
  • Credit guidelines must be met

Down Payment/Closing Cost Assistance

  • Available to households with a CDIB
  • 1st lender pre-approval is required
  • A minimum of 1% down payment is required with a maximum of 2% down payment assistance
  • Property located within the 10 1/2 county Choctaw Nation Servicing Area if a partnering lender is not used for the   1st mortgage
  • Credit guidelines must be met

Section 184

  • Available to Choctaw Tribal Memberts
  • No set income guidelines
  • Credit guidelines must be met with pre-approval from participating lender
  • Home site must be located within an Indian Servicing Area
  • Fixed rate 30 year maximum amortization



Leah Williams
Phone: 800-235-3087
Phone: 580-326-7521 ex. 6313

Assistant Director of Loan Services

Pam Bundy
Phone: 580-326-7521 ex. 6315
Fax: 580-326-7641

Assistant Director Home Finance Operations

Bessie Carroll
Phone: 580-326-7521 ex. 6316
Fax: 580-326-7641

Loan Officer

Dama McLemore
Phone: 580-326-7521 ex. 6320
Fax: 580-326-7641

Loan Officer

David Caudle
Phone: 580-326-7521 ex. 6317
Fax: 580-326-7641

Loan Officer

Whitney Noel
Phone: 580-326-7521 ex. 6337
Fax: 580-326-7641