Down Payment/Closing Cost Assistance

Assist tribal members with a second mortgage to help with the costs associated with the purchase of a home, if allowed by the client's specific loan program and participating lender guidelines.


  • Must be a Choctaw Nation of Oklahoma tribal member
  • Copy of front and back of CDIB and tribal membership card
  • Copy of most recent pay stub for a 30-day period
  • Applicant must provide landlord or mortgage lenders information for the last two years
  • Copy of award letter for SSI, AFDC, retirement income, etc.
  • W2 statements for past two years
  • Copy of past two years date and filed federal tax return or tax transcripts
  • Copy of most recent bank statement with bank name, address, and account information
  • Copy of SSN card and a valid state issued photo ID or driver's license for all borrowers

How to Apply

Apply online, via mail or email

Choctaw Home Finance
PO Box G Hugo
Hugo, OK 74743
Fax: 580-317-9610

Additional Information

  • Term: up to 5 years
  • Credit guidelines must be met
  • Funds are based on first-come, first-served basis
  • All loan funds are subject to availability

Oklahoma is a fully approved state for lending.

Please call for specific state requirements; lending areas are approved by participating lenders. Out of Oklahoma loans must originate with Choctaw Home Finance.

Contact Information




Housing Authority

Housing Authority
207 Jim Monroe Rd
Hugo, OK 74743
Fax: 580-317-9610