Down Payment/Closing Cost Assistance

Assist tribal members with a second mortgage to help with the costs associated with the purchase of a home, if allowed by the client's specific loan program and participating lender guidelines.


  • Must be a Choctaw Nation of Oklahoma tribal member
  • Copy of front and back of CDIB and tribal membership card
  • Copy of most recent pay stub for a 30-day period
  • Applicant must provide landlord or mortgage lenders information for the last two years
  • Copy of award letter for SSI, AFDC, retirement income, etc.
  • W2 statements for past two years
  • Copy of past two years date and filed federal tax return or tax transcripts
  • Copy of most recent bank statement with bank name, address, and account information
  • Copy of SSN card and a valid state issued photo ID or driver's license for all borrowers

How to Apply

Apply online, via mail or email

Choctaw Home Finance
PO Box G Hugo
Hugo, OK 74743
Fax: 580-317-9610

Additional Information

  • Term: up to 5 years
  • Credit guidelines must be met
  • Funds are based on first-come, first-served basis
  • All loan funds are subject to availability

Oklahoma is a fully approved state for lending.

Please call for specific state requirements; lending areas are approved by participating lenders. Out of Oklahoma loans must originate with Choctaw Home Finance.